What Is Critical Illness Insurance?
When a serious diagnosis occurs — heart attack, stroke, or cancer — it can change everything overnight. Critical illness insurance in Canada offers a one-time tax-free payment that you can use for treatment, rehabilitation, or daily expenses while you focus on recovery.
This coverage acts as a financial buffer between you and life’s unexpected health crises. It’s especially valuable for self-employed Canadians or families who depend on one income.
How Critical Illness Coverage Helps
- Pay for medical treatments not covered by government plans.
- Replace lost income during recovery.
- Cover travel costs for specialist care.
- Allow a family member to take time off work to help you recover.
Why Combine It with Life and Disability Insurance
When combined with life insurance and disability insurance, critical illness coverage forms a complete protection plan — covering every stage of risk: illness, disability, or loss of life. This holistic approach is what makes Smart Insure Invest unique in the Canadian market.
Take the Next Step
Health issues can strike without warning — but financial stress doesn’t have to follow. Talk to Smart Insure Invest today to explore your options for critical illness insurance in Canada and gain true peace of mind.