Surrey Smartinsureinvest

Life & Health Insurance — in Surrey

Life in Surrey is full of growth and opportunity — a city where families, entrepreneurs, and professionals thrive. At Smart Insure Invest, we provide life and health insurance in Surrey designed to protect your health, income, and long-term goals. Our coverage includes life, disability, and critical illness insurance, giving you the confidence to focus on your future while we help secure it.

Life & Health Insurance Options for Surrey Residents

We offer flexible and practical protection plans that fit Surrey’s fast-growing and family-focused community:

  • Life insurance in Surrey – protect your loved ones and ensure their financial stability no matter what life brings.

  • Disability insurance in Surrey – replace your income if illness or injury keeps you from working, helping maintain your financial independence.

  • Critical illness insurance in Surrey – receive a lump-sum payment after diagnosis of a major illness such as cancer, stroke, or heart disease.

  • Full-coverage protection in Surrey – combine life, disability, and critical illness insurance for complete peace of mind.

  • Personalized insurance advice in Surrey – our experts design plans that align with your goals and budget.

Why Families in Surrey Choose Smart Insure Invest

How It Works

Free consultation – share your goals and protection priorities.
Evaluation – review your existing policies and financial situation.
Custom plan – create a personalized life and health insurance strategy for your Surrey household.
Implementation – we manage all insurer communication and paperwork.
Ongoing reviews – update your plan as your career, health, or family circumstances change.

Answers to Common Questions

We work with all major types of life insurance in Canada: Term Life, Whole Life, Universal Life, Critical Illness Insurance, and Disability Insurance. We select the right product based on your goals—family protection, savings, investments, or corporate planning.

We review your situation: age, income, debts, mortgage, family size, tax strategy, and overall goals (protection, savings, investment growth). Then we recommend 2–3 tailored options and explain the pros and cons of each.

Yes. We have solutions for new immigrants, temporary residents, students, and clients who are just starting to build their credit history. Many insurance companies accept applications without a Canadian credit score.

Yes. Products like Universal Life (UL) and Participating Whole Life allow you to grow tax-advantaged savings, build retirement income, and transfer wealth to your children with significant tax benefits.

The process includes:
1.consultation,
2.product selection,
3.submitting the online application,
4.medical exam (sometimes not required),
5.approval and policy issuance.
We guide and support you at every step.

Approval timelines vary. It can take from 24 hours to 4–6 weeks depending on the coverage amount, age, and medical history. For healthy applicants, some companies offer instant approval options.

Yes. As an insurance and investment broker, we help clients open RRSP, TFSA, FHSA, RESP, and non-registered investment accounts, and select appropriate investment solutions with tax-efficient strategies.

Consultations are free. We are paid by insurance and investment companies, so your cost is the same as if you purchased the product directly—no extra fees.

We partner with top Canadian providers including Canada Life, Manulife, Industrial Alliance, Sun Life, RBC Insurance, Empire Life, and others. This ensures we can offer the best options for your situation.

Yes. Child policies provide long-term protection, guaranteed insurability, and tax-advantaged savings. It’s an excellent strategy for families who want to build financial security for their children.

Start Protecting Your Surrey Business

For additional insurance details, visit: 👉 Life & Health Insurance in Canada

See every service we offer: 👉 Explore our insurance solutions.

Searching for life and health insurance in Surrey? Smart Insure Invest is here to provide expert advice and comprehensive coverage for your company.

📞 Call us at: +1 (236) 334-2313
📧 Email: nadiia.khomenko@eauclairepartners.com
Or request your consultation online.