Calgary Smartinsureinvest
Life & Health Insurance — in Calgary
Life in Calgary offers opportunities, adventure, and a strong sense of community — but it also means being prepared for the unexpected. At Smart Insure Invest, we provide life and health insurance in Calgary designed to protect your family and your future. Our tailored coverage ensures peace of mind, so you can focus on living fully while we help secure your financial well-being.
Life & Health Insurance Options for Calgary Residents
We offer flexible insurance plans suited to Calgary’s diverse and active lifestyle:
Life insurance in Calgary – safeguard your loved ones with dependable protection that supports their financial future in times of need.
Disability insurance in Calgary – maintain income stability if illness or injury prevents you from working, keeping your finances on track.
Critical illness insurance in Calgary – receive a one-time payment after a diagnosis of a major illness such as cancer, heart disease, or stroke.
Comprehensive protection plans in Calgary – combine life, disability, and critical illness coverage for complete peace of mind.
Personalized insurance advice in Calgary – get expert guidance tailored to your goals, family priorities, and financial plans.
Why Families in Calgary Choose Smart Insure Invest
- Trusted financial expertise – we follow Canadian standards to deliver dependable life and health insurance advice.
- Local insight into Calgary’s lifestyle – from downtown professionals to suburban families, we understand your unique needs.
- Tailored protection strategies – every client receives coverage that fits their health, goals, and future vision.
- Access to top Canadian insurers – enjoy competitive rates and trusted protection from leading providers.
- Long-term partnership – we review your coverage regularly as your family, income, and priorities evolve.
How It Works
Free consultation – discuss your goals and personal protection needs.
Evaluation – review your current insurance and financial details.
Custom plan – design a personalized life and health insurance strategy for your Calgary household.
Implementation – we take care of applications and documentation.
Ongoing reviews – adjust coverage as your family and lifestyle change.
Answers to Common Questions
We work with all major types of life insurance in Canada: Term Life, Whole Life, Universal Life, Critical Illness Insurance, and Disability Insurance. We select the right product based on your goals—family protection, savings, investments, or corporate planning.
We review your situation: age, income, debts, mortgage, family size, tax strategy, and overall goals (protection, savings, investment growth). Then we recommend 2–3 tailored options and explain the pros and cons of each.
Yes. We have solutions for new immigrants, temporary residents, students, and clients who are just starting to build their credit history. Many insurance companies accept applications without a Canadian credit score.
Yes. Products like Universal Life (UL) and Participating Whole Life allow you to grow tax-advantaged savings, build retirement income, and transfer wealth to your children with significant tax benefits.
Approval timelines vary. It can take from 24 hours to 4–6 weeks depending on the coverage amount, age, and medical history. For healthy applicants, some companies offer instant approval options.
Yes. As an insurance and investment broker, we help clients open RRSP, TFSA, FHSA, RESP, and non-registered investment accounts, and select appropriate investment solutions with tax-efficient strategies.
Consultations are free. We are paid by insurance and investment companies, so your cost is the same as if you purchased the product directly—no extra fees.
We partner with top Canadian providers including Canada Life, Manulife, Industrial Alliance, Sun Life, RBC Insurance, Empire Life, and others. This ensures we can offer the best options for your situation.
Yes. Child policies provide long-term protection, guaranteed insurability, and tax-advantaged savings. It’s an excellent strategy for families who want to build financial security for their children.
Take the Next Step
Review all insurance services in one place: 👉 Full list of insurance services.
Searching for life and health insurance in Calgary? Smart Insure Invest is ready to help you with expert advice and tailored coverage for your company.
📞 Call us at: +1 (236) 334-2313
📧 Email: nadiia.khomenko@eauclairepartners.com
Or request your consultation online.