Disability Insurance Coverage in Canada

Why Every Canadian Needs Disability Insurance

Your ability to earn an income is your most valuable asset. If an accident or illness stops you from working, disability insurance in Canada replaces a portion of your lost income — helping you maintain stability while you recover.

At Smart Insure Invest, we offer tailored solutions that match your occupation, income level, and risk profile.

How It Works

Disability insurance provides monthly payments (usually 60–85 % of your income) when you can’t work due to a covered medical condition. It ensures you can continue paying bills, mortgages, and everyday expenses without draining your savings.

Types of disability insurance:

  • Short-term: covers a few months while you recover.
  • Long-term: offers income support for years or until retirement.

The Smart Insure Invest Advantage

Our team helps you compare policies, waiting periods, benefit durations, and optional riders so you get the best value for your protection.

Don’t wait until it’s too late — protect your income today and secure your future with Smart Insure Invest.

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