Winnipeg Smartinsureinvest
Life & Health Insurance — in Winnipeg
Life in Winnipeg combines community spirit, opportunity, and family values — but also calls for thoughtful financial planning. At Smart Insure Invest, we offer life and health insurance in Winnipeg that protects what matters most: your life, your health, and your financial stability. Our coverage includes life, disability, and critical illness insurance, helping you stay confident no matter what life brings.
Life & Health Insurance Options for Winnipeg Residents
We design flexible protection plans suited to the needs and pace of life in Winnipeg:
Life insurance in Winnipeg – provide financial security for your family and peace of mind for the future.
Disability insurance in Winnipeg – protect your income if you become unable to work due to illness or injury.
Critical illness insurance in Winnipeg – receive a lump-sum payment after diagnosis of a major health condition like cancer, stroke, or heart attack.
Comprehensive protection in Winnipeg – combine life, disability, and critical illness insurance for full coverage.
Personalized insurance advice in Winnipeg – our advisors guide you in selecting the best plan for your goals and lifestyle.
Why Families in Winnipeg Choose Smart Insure Invest
- Local expertise – we understand Winnipeg’s mix of steady professionals, growing families, and entrepreneurs.
- Trusted Canadian standards – our licensed advisors provide clear and dependable guidance.
- Custom protection plans – each policy is designed to match your family’s priorities and long-term plans.
- Partnerships with leading insurers – giving you fair pricing and solid protection from top Canadian providers.
- Continuous support – we stay in touch to review your coverage as your life and needs change.
Our Process
Free consultation – share your personal and family protection goals.
Evaluation – assess your current coverage and income needs.
Custom plan – develop a personalized life and health insurance strategy for your Winnipeg household.
Implementation – we handle all insurer communications and paperwork.
Ongoing reviews – update your coverage as your family grows or circumstances evolve.
Answers to Common Questions
We work with all major types of life insurance in Canada: Term Life, Whole Life, Universal Life, Critical Illness Insurance, and Disability Insurance. We select the right product based on your goals—family protection, savings, investments, or corporate planning.
We review your situation: age, income, debts, mortgage, family size, tax strategy, and overall goals (protection, savings, investment growth). Then we recommend 2–3 tailored options and explain the pros and cons of each.
Yes. We have solutions for new immigrants, temporary residents, students, and clients who are just starting to build their credit history. Many insurance companies accept applications without a Canadian credit score.
Yes. Products like Universal Life (UL) and Participating Whole Life allow you to grow tax-advantaged savings, build retirement income, and transfer wealth to your children with significant tax benefits.
Approval timelines vary. It can take from 24 hours to 4–6 weeks depending on the coverage amount, age, and medical history. For healthy applicants, some companies offer instant approval options.
Yes. As an insurance and investment broker, we help clients open RRSP, TFSA, FHSA, RESP, and non-registered investment accounts, and select appropriate investment solutions with tax-efficient strategies.
Consultations are free. We are paid by insurance and investment companies, so your cost is the same as if you purchased the product directly—no extra fees.
We partner with top Canadian providers including Canada Life, Manulife, Industrial Alliance, Sun Life, RBC Insurance, Empire Life, and others. This ensures we can offer the best options for your situation.
Yes. Child policies provide long-term protection, guaranteed insurability, and tax-advantaged savings. It’s an excellent strategy for families who want to build financial security for their children.
Take the Next Step
Explore all insurance options available: 👉 Explore our insurance solutions.
Looking for business insurance in Winnipeg? Smart Insure Invest is here to protect your company with expert guidance and tailored solutions.
📞 Call us at: +1 (236) 334-2313
📧 Email: nadiia.khomenko@eauclairepartners.com
Or request your consultation online.