Surrey Smartinsureinvest
Life & Health Insurance in Surrey, BC— Trusted Protection for Your Family
Life in Surrey is full of growth and opportunity — a city where families, entrepreneurs, and professionals thrive. At Smart Insure Invest, we provide life and health insurance in Surrey designed to protect your health, income, and long-term goals. Our coverage includes life, disability, and critical illness insurance, giving you the confidence to focus on your future while we help secure it.
Life & Health Insurance Options for Surrey Residents
Surrey’s population includes families, essential workers, newcomers, small-business owners, and professionals across many industries. With a growing economy and increasing healthcare demands, reliable insurance protection plays a vital role in maintaining both financial and personal well-being.
Life & Health Insurance helps you:
- secure long-term financial protection for your family
- cover medical treatments not funded by BC HealthCare
- replace income during illness or injury
- prepare for unexpected emergencies
- support financial planning and long-term savings
Whether you live in Fleetwood, Guildford, Newton, Cloverdale, South Surrey, or Whalley, the right insurance plan helps build a stable and confident future.
Why Families in Surrey Choose Smart Insure Invest
- Professional expertise – we follow Canadian financial standards and deliver trustworthy advice.
- Local understanding of Surrey’s community – from young families to small-business owners, we tailor coverage to real-life needs.
- Flexible protection options – plans that grow with your income, career, and family changes.
- Partnerships with top Canadian insurers – offering dependable coverage and competitive rates.
- Continuous support – regular plan reviews to keep your coverage relevant as your life evolves.
How It Works
Free consultation – share your goals and protection priorities.
Evaluation – review your existing policies and financial situation.
Custom plan – create a personalized life and health insurance strategy for your Surrey household.
Implementation – we manage all insurer communication and paperwork.
Ongoing reviews – update your plan as your career, health, or family circumstances change.
Life & Health Insurance Options for Surrey Residents
Health Insurance in Surrey, BC
British Columbia’s public healthcare system covers many basic services, but several essential treatments — including dental, vision, and therapies — require private coverage. Health insurance helps lower out-of-pocket medical costs and gives you access to additional care when you need it most.
Health insurance in Surrey helps cover:
- prescription medications
- dental and vision services
- physiotherapy, chiropractic care, and massage therapy
- mental health and counselling support
- medical equipment and diagnostic testing
- emergency travel medical insurance
In a fast-growing city like Surrey, extended health coverage provides valuable support for maintaining wellness and avoiding unexpected expenses.
Disability Insurance in Surrey
Disability insurance replaces a portion of your income if illness or injury prevents you from working. This protection ensures your household remains financially stable during challenging times.
Disability insurance is especially important for:
- self-employed and contract workers
- individuals without employer health benefits
- workers in physical or high-demand industries
- families relying on a single income
As Surrey’s workforce continues to expand, income protection has become an essential part of smart financial planning.
Life Insurance in Surrey, BC
Families in Surrey often balance mortgages, childcare costs, education planning, and long-term financial responsibilities. Life insurance provides stability for your loved ones, ensuring they are protected if unexpected events occur.
Life insurance helps cover:
- mortgage or rent payments
- personal and family loans
- children’s education costs
- final and emergency expenses
- ongoing income replacement for your family
We offer:
- Term Life Insurance — affordable, flexible protection
- Whole Life Insurance — lifelong coverage with cash value
- Universal Life Insurance — customizable protection with investment options
Each plan is tailored to your goals, family needs, and long-term financial plans.
Critical Illness Insurance in Surrey
Critical illness insurance provides a tax-free lump-sum benefit after being diagnosed with a serious medical condition. This financial support gives you the freedom to focus on recovery while managing unexpected expenses.
Conditions commonly covered:
- cancer
- stroke
- heart attack
- major organ failure
The benefit can be used for:
- medical treatments and therapies
- time off work and recovery support
- travel for specialized medical care
- household expenses
- family assistance
This coverage provides stability during life-changing health challenges.
Answers to Common Questions
We work with all major types of life insurance in Canada: Term Life, Whole Life, Universal Life, Critical Illness Insurance, and Disability Insurance. We select the right product based on your goals—family protection, savings, investments, or corporate planning.
We review your situation: age, income, debts, mortgage, family size, tax strategy, and overall goals (protection, savings, investment growth). Then we recommend 2–3 tailored options and explain the pros and cons of each.
Yes. We have solutions for new immigrants, temporary residents, students, and clients who are just starting to build their credit history. Many insurance companies accept applications without a Canadian credit score.
Yes. Products like Universal Life (UL) and Participating Whole Life allow you to grow tax-advantaged savings, build retirement income, and transfer wealth to your children with significant tax benefits.
Approval timelines vary. It can take from 24 hours to 4–6 weeks depending on the coverage amount, age, and medical history. For healthy applicants, some companies offer instant approval options.
Yes. As an insurance and investment broker, we help clients open RRSP, TFSA, FHSA, RESP, and non-registered investment accounts, and select appropriate investment solutions with tax-efficient strategies.
Consultations are free. We are paid by insurance and investment companies, so your cost is the same as if you purchased the product directly—no extra fees.
We partner with top Canadian providers including Canada Life, Manulife, Industrial Alliance, Sun Life, RBC Insurance, Empire Life, and others. This ensures we can offer the best options for your situation.
Yes. Child policies provide long-term protection, guaranteed insurability, and tax-advantaged savings. It’s an excellent strategy for families who want to build financial security for their children.
Start Protecting Your Surrey Business
See every service we offer: 👉 Explore our insurance solutions.
Searching for life and health insurance in Surrey? Smart Insure Invest is here to provide expert advice and comprehensive coverage for your company.
📞 Call us at: +1 (236) 334-2313
📧 Email: nadiia.khomenko@eauclairepartners.com
Or request your consultation online.